Effective Date: June 1, 2026
Last Updated: June 1, 2026

This Privacy Policy describes how Cash Flow Updates Inc. (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you access or use our website located at https://cashflowupdates.com (collectively, the “Service”). By accessing or using the Service, you agree to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use the Service.

Article 1 – Definitions

For purposes of this Privacy Policy, the following terms have the meanings set forth below:

1. “Personal Information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household, including but not limited to name, postal address, email address, telephone number, and any other identifier by which you may be contacted online or offline.

2. “Usage Information” means information collected automatically when you access or use the Service, including but not limited to your IP address, browser type, device identifiers, operating system, referring/exit pages, clickstream data, and information collected through cookies, web beacons, and similar technologies.

3. “Biometric Information” means information derived from an individual’s biometric identifier used to identify an individual, including but not limited to retina or iris scans, fingerprints, voiceprints, or scans of hand or face geometry.

4. “Third-Party Service Providers” means vendors, contractors, and other service providers that perform services on our behalf and may process Personal Information in connection with those services.

Article 2 – Information We Collect

1. Personal Information You Provide Directly.

Voluntary Submission. We collect Personal Information that you voluntarily provide to us when you:

1. Create an Account. [INSERT DESCRIPTION OF REGISTRATION PROCESS AND INFORMATION COLLECTED, E.G., NAME, EMAIL, PASSWORD].
2. Contact Us. Submit inquiries, requests, or feedback through our contact forms or customer service channels. This may include your name, email address, phone number, and the content of your message.
3. Subscribe to Communications. Sign up to receive newsletters, promotional materials, or other communications from us.
4. Make a Purchase or Transaction. Provide payment information, billing address, and shipping information when you purchase products or services through the Service.
5. Participate in Surveys, Contests, or Promotions. Provide information in connection with surveys, sweepstakes, contests, or other promotional activities.

2. Usage Information Collected Automatically.

1. Automatic Data Collection. When you access or use the Service, we and our Third-Party Service Providers may automatically collect Usage Information using cookies, web beacons, pixels, log files, and similar tracking technologies. This information may include:
   1. Device information (including device type, operating system, unique device identifiers).
   2. Browser information (including browser type and version).
   3. IP address and general location information derived from IP address.
   4. Pages or features of the Service you access and the time and duration of your visits.
   5. Referring and exit pages and URLs.
   6. Clickstream data and interaction with the Service.
2. Cookies and Tracking Technologies. We use cookies (small text files placed on your device) and similar technologies to enhance your experience, analyze usage patterns, and deliver personalized content and advertising. You may disable cookies through your browser settings, but doing so may limit your ability to use certain features of the Service.
3. Analytics and Advertising Tools. We may use third-party analytics and advertising services, including GOOGLE ANALYTICS, FACEBOOK PIXEL, ETC. to collect and analyze Usage Information. These services may use cookies and similar technologies to collect information about your use of the Service and other websites or applications.

3. Information from Third Parties.

We may receive Personal Information about you from third-party sources, including:

1. Social Media Platforms. If you interact with us through social media or link your account to a third-party service (e.g., Facebook, Google), we may receive information from that platform in accordance with your privacy settings on that platform.
2. Business Partners and Affiliates. We may receive information from our business partners, affiliates, or other third parties with whom we collaborate.
3. Publicly Available Sources. We may collect information from publicly available databases or sources.

4. Biometric Information.

We do not currently collect Biometric Information through the Service.

5. Children’s Privacy.

General Policy Regarding Children.

The Service is not directed to children under the age of thirteen (13), and we do not knowingly collect Personal Information from children under 13. If we become aware that we have collected Personal Information from a child under 13 without verification of parental consent, we will take steps to delete that information as soon as reasonably practicable. If you believe we have collected information from a child under 13, please contact us at info@cashflowupdates.com

Article 3 – How We Use Your Information

Purposes of Use. We use Personal Information and Usage Information for the following purposes:

1. Provide and Maintain the Service. To operate, maintain, and provide the features and functionality of the Service, including processing transactions, creating and managing your account, and responding to your requests.
2. Communicate with You. To send you administrative communications, technical notices, updates, security alerts, and support messages. To respond to your inquiries, comments, or requests for customer service.
3. Marketing and Promotional Communications. To send you newsletters, promotional materials, special offers, and other information that may be of interest to you, in accordance with your communication preferences. You may opt out of receiving marketing communications as described in Article 6 below.
4. Personalization and Improvement. To personalize your experience on the Service, including by delivering content, product recommendations, and advertisements tailored to your interests and preferences. To analyze usage patterns, improve the Service, develop new features, and conduct research and analytics.
5. Advertising. To deliver targeted advertising and measure the effectiveness of advertising campaigns, either directly or through our Third-Party Service Providers.
6. Security and Fraud Prevention. To protect the security and integrity of the Service, prevent fraud, investigate and respond to security incidents, and enforce our Terms of Service and other policies.
7. Legal Compliance. To comply with applicable laws, regulations, legal processes, or governmental requests, and to enforce our legal rights and agreements.
8. Business Transfers. In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.
9. With Your Consent. For any other purpose disclosed to you at the time we collect your information or with your consent.

Article 4 – Disclosure of Personal Information.

1. We do not disclose your Personal Information to third parties for their direct marketing purposes.

2. Categories of Recipients. We may disclose your Personal Information and Usage Information to the following categories of recipients:

1. Business Partners and Affiliates. We may share information with our business partners, affiliates, and subsidiaries for purposes consistent with this Privacy Policy.
2. Advertising and Analytics Partners. We may share Usage Information with third-party advertising networks, analytics providers, and other partners to deliver targeted advertising, measure ad performance, and analyze Service usage.
3. Legal and Regulatory Authorities. We may disclose information to government authorities, law enforcement, regulatory agencies, courts, or other third parties when we believe disclosure is necessary to:
   1. Comply with applicable law, regulation, legal process, or governmental request.
   2. Enforce our Terms of Service, this Privacy Policy, or other agreements.
   3. Protect the rights, property, or safety of the Company, our users, or the public.
   4. Detect, prevent, or address fraud, security, or technical issues.
4. Business Transfers. In the event of a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred to the successor entity or acquirer. We will provide notice if your information becomes subject to a different privacy policy.
5. With Your Consent. We may share your information with third parties when you have given us your consent to do so.
6. No Sale of Personal Information. We do not sell your Personal Information to third parties for monetary or other valuable consideration.

Article 5 – Data Security

1. Security Measures. We implement and maintain reasonable administrative, technical, and physical safeguards designed to protect Personal Information from unauthorized access, use, disclosure, alteration, and destruction. These measures include:

1. Encryption of data in transit and at rest where appropriate.
2. Access controls and authentication mechanisms to limit access to Personal Information to authorized personnel.
3. Regular security assessments and monitoring for vulnerabilities.
4. Employee training on data security and privacy practices.

2. Limitations. No method of transmission over the Internet or method of electronic storage is completely secure. While we strive to use commercially reasonable means to protect your Personal Information, we cannot guarantee its absolute security. You acknowledge and accept that you provide your Personal Information at your own risk.

3. Data Breach Notification. In the event of a data breach that compromises the security of your Personal Information, we will notify you and any applicable regulatory authorities as required by applicable law, including Illinois data breach notification requirements.

Article 6 – Your Rights and Choices

1. Access and Correction. You may access, review, update, or correct your Personal Information by logging into your account or by contacting us at info@cashflowupdates.com. We will respond to your request within a reasonable timeframe and as required by applicable law.

2. Account Deletion. You may request deletion of your account and associated Personal Information by contacting us at info@cashflowupdates.com. Please note that we may retain certain information as required by law, for legitimate business purposes, or to complete transactions you initiated prior to your deletion request.

3. Marketing Communications Opt-Out. You may opt out of receiving promotional emails or other marketing communications from us by:

1. Following the unsubscribe instructions contained in the promotional emails we send you.
2. Adjusting your communication preferences in your account settings.
3. Contacting us at info@cashflowupdates.com.

Please note that even if you opt out of marketing communications, we may still send you non-promotional messages related to your account or our ongoing business relationship.

4. Cookie Management. You may manage or disable cookies through your browser settings. Most browsers allow you to refuse cookies or alert you when cookies are being sent. Please note that disabling cookies may affect the functionality of the Service.

5. Do Not Track Signals. Some web browsers transmit “Do Not Track” (“DNT”) signals to websites. We currently do not respond to DNT signals

6. Illinois-Specific Rights. If you are an Illinois resident, you have specific rights regarding Biometric Information as described in Article 2, Section IV above. You also have the right to request information about our data collection and sharing practices, subject to verification of your identity.

Article 7 – Data Retention

1. Retention Periods. We retain Personal Information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Retention periods vary depending on the type of information and the purposes for which it is used, including:

1. Account Information. We retain account information for the duration of your active account and for a reasonable period thereafter to comply with legal obligations, resolve disputes, and enforce our agreements.
2. Transaction Records. We retain transaction and payment records as required by applicable financial recordkeeping laws and regulations.
3. Marketing Information. We retain marketing-related information until you opt out of receiving marketing communications or as necessary for our legitimate business purposes.

2. Deletion and Anonymization. When Personal Information is no longer needed for the purposes described in this Privacy Policy, we will either delete it or anonymize it so that it can no longer be associated with an identified or identifiable individual.

Article 8 – Third-Party Links and Services

1. Third-Party Websites and Applications. The Service may contain links to third-party websites, applications, or services that are not owned or controlled by us. This Privacy Policy applies only to our Service and does not apply to third-party websites or services. We are not responsible for the privacy practices or content of third-party websites or services.

2. Third-Party Integrations. If you choose to use third-party services or integrations in connection with the Service (such as social media platforms or single sign-on services), your use of those services is governed by the privacy policies of those third parties. We encourage you to review the privacy policies of any third-party services before providing your information to them.

Article 9 – International Data Transfers

1. Location of Data Processing. The Service is operated in the United States, and your information may be transferred to, stored, and processed in the United States or other countries where we or our Third-Party Service Providers maintain facilities. These countries may have data protection laws that differ from the laws of your jurisdiction.

2. Consent to Transfer. By accessing or using the Service, you consent to the transfer of your information to the United States and other jurisdictions where we operate, and you acknowledge that your information may be subject to access by law enforcement and governmental authorities in those jurisdictions in accordance with applicable laws.

Article 10 – Changes to This Privacy Policy

1. Right to Modify. We reserve the right to modify or update this Privacy Policy at any time in our sole discretion. When we make changes, we will update the “Last Updated” date at the top of this Privacy Policy.

2. Notice of Material Changes. If we make material changes to this Privacy Policy, we will provide notice through the Service, by email, or by other means as required by applicable law. We encourage you to review this Privacy Policy periodically to stay informed about our information practices.

3. Continued Use. Your continued use of the Service after the effective date of any changes to this Privacy Policy constitutes your acceptance of those changes.

Contact Information 

Questions and Requests. If you have any questions, comments, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Cash Flow Updates Inc.
1742 Asbury Ave
Evanston, Illinois 60201

Email: info@cashflowupdates.com
Phone: 224-639-0141