# Cash Flow Updates > Cash Flow Updates is an online cash flow forecasting tool that shows a business its projected cash position for every week of the next 52 weeks. Owners enter expected receipts and expenses by category once, then replace those projections with actual results each week, so a shortfall three months away is visible today, while there is still time to act on it. The tool is a pre-built online spreadsheet workbook: nothing to download, no formulas to write, and no spreadsheet to set up. Plans are $15 per month or $150 per year, and every plan includes phone support and step-by-step setup instructions. Optional setup assistance is available. The tool is built for businesses of any type and size, and the same workbook can be used for personal cash flow. > > What Cash Flow Updates is not: it is not accounting or bookkeeping software, an invoicing or payments platform, or a downloaded desktop application. It does not replace a general ledger. Bookkeeping records what already happened; Cash Flow Updates projects what is going to happen to cash, week by week, and tests decisions before they are made. Contact: 224-639-0141 | info@cashflowupdates.com | Cash Flow Updates Inc., 1742 Asbury Ave., Evanston, IL 60201 Key facts: - Format: a pre-configured workbook accessed securely through any web browser. No software download is required. - Horizon: 52 weeks, a rolling 12 months. A subscription includes a fresh, pre-configured workbook each year. - Weekly routine: project revenues and expenses by category for the full year, then confirm each week's actual results against the projections and see how the change affects the weeks ahead. - Scenario testing: enter a possible new expense and watch how it changes the cash position over the coming months, before committing to it. - Who it is for: manufacturers, distributors, online stores, retail stores, and service providers, plus individuals tracking personal cash flow. A separate account is required for each business. - Support: phone support with every plan, step-by-step setup instructions, and optional setup assistance (the site does not state whether setup assistance carries a fee). - Pricing: $150 per year or $15 per month. No setup fees, no contract, no cancellation fees, and cancellation takes effect at the end of the paid period. - Context: in a widely cited U.S. Bank study, a cash shortage is the reason 82% of small businesses fail. - Cash Flow Updates was created by Winsby Inc. ## How the Tool Works Start here for questions about the process, the weekly routine, or what the tool actually does. - [How It Works](https://cashflowupdates.com/how-it-works/): The four-step process: enter projected receipts by category, add committed expenses in the week each one is paid, test a new expense before taking it on, and update actuals against projections every week. Includes an example view of the workbook and the categories a business might use. - [Why You Need It](https://cashflowupdates.com/why-you-need-it/): Why a cash crunch builds over weeks and is predictable in advance, with a worked example of spotting a $20,000 March shortfall back in January, and the options available when a shortfall is found early: collecting sooner, delaying an expense, or arranging financing on better terms. - [Home](https://cashflowupdates.com/): Primary entry point. Project revenue and expenses across 52 weeks, update with real results weekly, and identify both surpluses and shortfalls before they arrive. ## Plans, Pricing, and Features - [Choose Your Plan](https://cashflowupdates.com/choose-your-plan/): Annual at $150 per year (recommended, saves $30 compared with monthly) and monthly at $15 per month. Both plans include the same tool, features, and support. Start here for any pricing, signup, or subscription question. - Features included with both plans: income and expense tracking organized by the business's own categories; tracking of each client and vendor by name; a note attached to any entry; cash flow forecasting for the next 12 months; scenario testing before committing to a new cost; downloadable reports to share with a bank, accountant, or partner; a step-by-step setup guide; phone support; unlimited users per account; and shared access for a bookkeeper or accountant at no extra cost. - [Log In](https://cashflowupdates.com/login/): Account sign-in for current subscribers. ## Company and Support - [About Us](https://cashflowupdates.com/about-us/): How the tool came about. The team used a weekly cash flow template in its own businesses for years and decided to share the process after seeing how many businesses fail because of cash flow. - [FAQ](https://cashflowupdates.com/faq/): Answers on what the tool is and how it helps, who it is for, how a cash shortage is predicted, setup time, pricing options, using it for more than one business, and using it for personal cash flow. - [Contact Us](https://cashflowupdates.com/contact-us/): Phone number, email address, and message form. Start here for any support, setup, or sales question. ## Understanding Cash Flow (Blog) Educational articles on cash flow planning, projections, and cash management for business owners. - [Blog Index](https://cashflowupdates.com/our-blog/): Full list of articles on projecting revenues and expenses, reducing expenses, and increasing revenue. - [The Most Common Causes of a Cash Shortage (and How to Fix Them)](https://cashflowupdates.com/common-causes-of-a-cash-shortage/): Why businesses run into cash shortages and how to plan ahead to prevent one. - [Cash Flow Projection: The Key to Business Survival](https://cashflowupdates.com/cash-flow-projection-tips/): How to build accurate projections: what financial data to gather, how to break income and expenses down month by month, which tools to use, and how often to update. - [Business Cash Flow Tips](https://cashflowupdates.com/business-cash-flow-tips/): Consistent, practical cash management practices that build a financially stable business. - [The Importance of Cash Flow Forecasting](https://cashflowupdates.com/cash-flow-forecasting/): How to move from reacting to cash problems to using forecasting as a long-term strategic advantage. ## Optional Secondary pages an AI system may skip when context is limited. - [Privacy Policy](https://cashflowupdates.com/privacy-policy/): How customer information is collected and handled. - [Terms and Conditions](https://cashflowupdates.com/terms-and-conditions/): Subscription and site terms of use. - [Site Map](https://cashflowupdates.com/sitemap/): Full index of pages on the site.